/* Martin — Design tokens & global styles */
:root {
  /* Colors — charte Martin */
  --magenta: #D72A6E;
  --magenta-dark: #B61F5C;
  --magenta-soft: #FCE7EE;
  --bleu: #4A7FD6;
  --bleu-dark: #2E5CAA;
  --bleu-soft: #EAF1FB;

  --noir: #0F0F14;
  --ardoise: #5A6172;
  --brume: #E8EAF0;
  --brume-light: #F1F3F8;
  --blanc: #FAFAFC;
  --blanc-pur: #FFFFFF;

  --vert: #1FA67A;
  --vert-soft: #E1F5EE;
  --ambre: #E8A33C;
  --rouge: #D14848;

  /* Type */
  --font-display: 'Nunito', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;

  /* Spacing/radius */
  --r-sm: 10px;
  --r-md: 14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --shadow-sm: 0 1px 2px rgba(15,15,20,.06), 0 1px 3px rgba(15,15,20,.04);
  --shadow-md: 0 4px 12px rgba(15,15,20,.06), 0 2px 4px rgba(15,15,20,.04);
  --shadow-lg: 0 24px 60px -12px rgba(15,15,20,.12), 0 8px 24px rgba(15,15,20,.06);
  --shadow-card: 0 1px 0 rgba(255,255,255,.6) inset, 0 12px 32px rgba(74,127,214,.10), 0 2px 6px rgba(15,15,20,.04);

  --container: 1200px;
  --section-y: clamp(64px, 8vw, 112px);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--noir);
  background: var(--blanc);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  letter-spacing: -0.01em;
  margin: 0;
  color: var(--noir);
}

h1 {
  font-weight: 800;
  font-size: clamp(40px, 5.2vw, 64px);
  line-height: 1.05;
  letter-spacing: -0.02em;
}

h2 {
  font-weight: 800;
  font-size: clamp(30px, 3.6vw, 44px);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

h3 {
  font-weight: 700;
  font-size: 22px;
  line-height: 1.25;
}

p { margin: 0; }

a { color: inherit; text-decoration: none; }

button {
  font-family: var(--font-display);
  cursor: pointer;
  border: none;
  background: none;
}

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: var(--section-y) 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 16px;
  letter-spacing: 0.2px;
  padding: 14px 22px;
  border-radius: 999px;
  transition: transform .15s ease, box-shadow .2s ease, background .2s ease;
  white-space: nowrap;
}
.btn-primary {
  background: var(--magenta);
  color: white;
  box-shadow: 0 6px 16px rgba(215,42,110,.28), 0 1px 0 rgba(255,255,255,.2) inset;
}
.btn-primary:hover { background: var(--magenta-dark); transform: translateY(-1px); box-shadow: 0 10px 24px rgba(215,42,110,.34); }
.btn-secondary {
  background: var(--noir);
  color: white;
}
.btn-secondary:hover { background: #1c1c25; transform: translateY(-1px); }
.btn-ghost {
  background: white;
  color: var(--noir);
  border: 1px solid var(--brume);
}
.btn-ghost:hover { border-color: var(--ardoise); }

.btn-sm { padding: 10px 16px; font-size: 14px; }
.btn-lg { padding: 18px 28px; font-size: 17px; }

/* ---------- Eyebrow / Pill ---------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 999px;
  background: var(--bleu-soft);
  color: var(--bleu-dark);
}
.eyebrow-magenta { background: var(--magenta-soft); color: var(--magenta-dark); }
.eyebrow-noir { background: var(--noir); color: white; }

/* ---------- Header ---------- */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(250,250,252,.82);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid rgba(232,234,240,.6);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  max-width: var(--container);
  margin: 0 auto;
}
.logo { height: 32px; display: block; }
.nav { display: flex; gap: 28px; }
.nav a {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 15px;
  color: var(--noir);
  opacity: .85;
}
.nav a:hover { opacity: 1; color: var(--magenta-dark); }
.header-cta { display: flex; gap: 10px; align-items: center; }

@media (max-width: 860px) {
  .nav { display: none; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 56px 0 88px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(74,127,214,.10), transparent 60%),
    radial-gradient(700px 420px at -5% 60%, rgba(215,42,110,.07), transparent 60%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  position: relative;
}
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
}

.hero-title {
  margin-top: 18px;
}
.hero-title em {
  font-style: normal;
  color: var(--magenta);
  position: relative;
}
.hero-title em::after {
  content: "";
  position: absolute;
  left: -2px; right: -2px; bottom: 4px;
  height: 14px;
  background: var(--magenta-soft);
  border-radius: 4px;
  z-index: -1;
}
.hero-sub {
  margin-top: 22px;
  font-size: 18px;
  line-height: 1.6;
  color: var(--ardoise);
  max-width: 520px;
  text-wrap: pretty;
}
.hero-ctas {
  margin-top: 32px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}
.hero-cta-meta {
  display: flex;
  gap: 28px;
  margin-top: 14px;
  font-size: 13px;
  color: var(--ardoise);
}
.hero-cta-meta b { color: var(--noir); font-weight: 600; }

.orias-strip {
  margin-top: 28px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  background: white;
  border: 1px solid var(--brume);
  border-radius: 999px;
  font-size: 13px;
  color: var(--ardoise);
  box-shadow: var(--shadow-sm);
}
.orias-strip svg { color: var(--bleu); flex-shrink: 0; }
.orias-strip b { color: var(--noir); font-weight: 600; }

.save-strip {
  margin-top: 32px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  color: var(--ardoise);
}
.save-strip .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--vert);
  box-shadow: 0 0 0 4px rgba(31,166,122,.18);
  animation: pulse 2.4s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 4px rgba(31,166,122,.18); }
  50% { box-shadow: 0 0 0 8px rgba(31,166,122,.05); }
}

/* ---------- Simulator card ---------- */
.sim-card {
  position: relative;
  background: white;
  border-radius: var(--r-xl);
  padding: 28px;
  box-shadow: var(--shadow-card);
  border: 1px solid rgba(232,234,240,.7);
}
.sim-tabs {
  display: flex;
  gap: 4px;
  background: var(--brume-light);
  padding: 4px;
  border-radius: 12px;
  margin-bottom: 20px;
}
.sim-tab {
  flex: 1;
  padding: 10px 14px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--ardoise);
  border-radius: 9px;
  text-align: center;
  transition: all .2s ease;
}
.sim-tab.active {
  background: white;
  color: var(--noir);
  box-shadow: var(--shadow-sm);
}

.sim-row { margin-bottom: 18px; }
.sim-row-head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
}
.sim-label {
  font-size: 13px;
  font-weight: 500;
  color: var(--ardoise);
}
.sim-value {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 18px;
  color: var(--noir);
  font-variant-numeric: tabular-nums;
}
.sim-value-sub {
  font-size: 13px;
  color: var(--ardoise);
  font-weight: 500;
  margin-left: 6px;
}
.sim-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: var(--brume);
  border-radius: 999px;
  outline: none;
  cursor: pointer;
}
.sim-slider::-webkit-slider-runnable-track {
  height: 6px;
  background: linear-gradient(to right, var(--magenta) var(--fill, 50%), var(--brume) var(--fill, 50%));
  border-radius: 999px;
}
.sim-slider::-moz-range-track {
  height: 6px;
  background: linear-gradient(to right, var(--magenta) var(--fill, 50%), var(--brume) var(--fill, 50%));
  border-radius: 999px;
}
.sim-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  background: white;
  border: 3px solid var(--magenta);
  border-radius: 50%;
  margin-top: -8px;
  box-shadow: 0 4px 10px rgba(215,42,110,.25);
  cursor: grab;
}
.sim-slider::-moz-range-thumb {
  width: 22px; height: 22px;
  background: white; border: 3px solid var(--magenta);
  border-radius: 50%;
  box-shadow: 0 4px 10px rgba(215,42,110,.25);
  cursor: grab;
}

.sim-result {
  margin-top: 22px;
  padding: 22px;
  border-radius: var(--r-lg);
  background: linear-gradient(135deg, var(--noir) 0%, #1a1a26 100%);
  color: white;
  position: relative;
  overflow: hidden;
}
.sim-result::after {
  content: "";
  position: absolute;
  right: -40px; top: -40px;
  width: 160px; height: 160px;
  background: radial-gradient(circle, rgba(215,42,110,.35), transparent 70%);
  pointer-events: none;
}
.sim-result-label {
  font-size: 13px;
  color: rgba(255,255,255,.7);
  margin-bottom: 4px;
}
.sim-result-value {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 44px;
  letter-spacing: -0.02em;
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}
.sim-result-value small {
  font-size: 18px;
  font-weight: 600;
  opacity: .8;
}
.sim-result-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,.1);
  font-size: 13px;
}
.sim-result-meta div span {
  display: block;
  color: rgba(255,255,255,.6);
  font-size: 12px;
  margin-bottom: 2px;
}
.sim-result-meta div b {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16px;
  font-variant-numeric: tabular-nums;
}
.sim-savings {
  margin-top: 14px;
  padding: 10px 14px;
  background: rgba(31,166,122,.18);
  border: 1px solid rgba(31,166,122,.35);
  border-radius: 10px;
  font-size: 13.5px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.sim-savings b { color: #67E5B4; font-weight: 700; }
.sim-cta { width: 100%; margin-top: 18px; }

/* Floating decorations around hero */
.float-card {
  position: absolute;
  background: white;
  border-radius: 14px;
  padding: 12px 14px;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(232,234,240,.7);
  font-size: 13px;
  display: flex;
  align-items: center;
  gap: 10px;
  z-index: 2;
}
.float-card-1 { top: -52px; left: -42px; animation: float 6s ease-in-out infinite; }
.float-card-2 { top: 38%; right: -38px; animation: float 6s ease-in-out infinite -3s; }
@media (max-width: 980px) {
  .float-card-1 { top: -36px; left: 8px; }
  .float-card-2 { top: auto; bottom: -28px; right: 8px; }
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

/* ---------- Stats strip ---------- */
.stats {
  background: var(--noir);
  color: white;
  padding: 36px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  align-items: center;
}
@media (max-width: 720px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
}
.stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.stat-value {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 36px;
  letter-spacing: -0.02em;
  line-height: 1;
}
.stat-value .accent { color: #FF6BA0; }
.stat-label {
  font-size: 13px;
  color: rgba(255,255,255,.6);
}

/* ---------- Manifesto ---------- */
.manifesto-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
}
@media (max-width: 880px) {
  .manifesto-grid { grid-template-columns: 1fr; }
}
.pillar {
  padding: 36px 32px;
  background: white;
  border-radius: var(--r-lg);
  border: 1px solid var(--brume);
  position: relative;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.pillar:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); border-color: rgba(74,127,214,.3); }
.pillar-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 14px;
  color: var(--magenta);
  letter-spacing: 0.06em;
  margin-bottom: 16px;
}
.pillar-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: var(--bleu-soft);
  color: var(--bleu-dark);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.pillar-icon.magenta { background: var(--magenta-soft); color: var(--magenta-dark); }
.pillar-icon.vert { background: var(--vert-soft); color: var(--vert); }
.pillar h3 { margin-bottom: 10px; font-family: var(--font-display); }
.pillar p { color: var(--ardoise); font-size: 15.5px; line-height: 1.6; }

/* ---------- How it works ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 56px;
  position: relative;
}
@media (max-width: 920px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .steps { grid-template-columns: 1fr; } }

.step {
  position: relative;
  padding: 28px 24px;
  background: white;
  border: 1px solid var(--brume);
  border-radius: var(--r-lg);
}
.step-num {
  display: inline-flex;
  width: 36px; height: 36px;
  border-radius: 12px;
  align-items: center; justify-content: center;
  background: var(--noir);
  color: white;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
  margin-bottom: 18px;
}
.step h3 { font-size: 17px; margin-bottom: 8px; font-family: var(--font-display); }
.step p { color: var(--ardoise); font-size: 14.5px; line-height: 1.55; }

/* ---------- Savings comparator ---------- */
.savings-section {
  background: var(--brume-light);
}
.savings-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 64px;
  align-items: center;
  margin-top: 32px;
}
@media (max-width: 920px) {
  .savings-grid { grid-template-columns: 1fr; gap: 40px; }
}
.savings-bars {
  background: white;
  padding: 36px 32px;
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-card);
}
.savings-bar { margin-bottom: 24px; }
.savings-bar:last-child { margin-bottom: 0; }
.savings-bar-head {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-bottom: 10px;
}
.savings-bar-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15px;
  color: var(--ardoise);
}
.savings-bar-name.you { color: var(--noir); }
.savings-bar-amount {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 22px;
  color: var(--noir);
  font-variant-numeric: tabular-nums;
}
.savings-bar-track {
  height: 18px;
  background: var(--brume-light);
  border-radius: 999px;
  overflow: hidden;
}
.savings-bar-fill {
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, #C9CDD8, #9CA3B5);
  transition: width 1s cubic-bezier(.2,.8,.2,1);
}
.savings-bar-fill.you {
  background: linear-gradient(90deg, var(--magenta), #FF6BA0);
  box-shadow: 0 4px 14px rgba(215,42,110,.3);
}
.savings-economy {
  margin-top: 24px;
  padding: 16px 18px;
  background: var(--vert-soft);
  border: 1px solid rgba(31,166,122,.25);
  border-radius: 12px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
}
.savings-economy b { color: var(--vert); font-family: var(--font-display); font-weight: 800; }

/* ---------- Features ---------- */
.features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 48px;
}
@media (max-width: 880px) { .features-grid { grid-template-columns: 1fr; } }
.feature {
  padding: 36px;
  border-radius: var(--r-xl);
  border: 1px solid var(--brume);
  background: white;
  position: relative;
  overflow: hidden;
  min-height: 340px;
  display: flex; flex-direction: column;
}
.feature-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 10px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  background: var(--bleu-soft);
  color: var(--bleu-dark);
  align-self: flex-start;
  margin-bottom: 18px;
}
.feature h3 {
  font-family: var(--font-display);
  font-size: 26px;
  letter-spacing: -0.01em;
  margin-bottom: 12px;
}
.feature p {
  color: var(--ardoise);
  font-size: 15px;
  line-height: 1.6;
}
.feature-visual {
  margin-top: auto;
  padding-top: 24px;
}

/* DPE ladder */
.dpe-ladder {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 13px;
}
.dpe-row {
  display: flex; align-items: center;
  gap: 10px;
  padding: 6px 12px;
  border-radius: 6px;
  color: white;
  position: relative;
  transition: transform .2s ease;
}
.dpe-row.highlight {
  outline: 2px dashed var(--noir);
  outline-offset: 3px;
  transform: translateX(4px);
}
.dpe-row.A { background: #2E9755; width: 28%; }
.dpe-row.B { background: #4FA856; width: 36%; }
.dpe-row.C { background: #A6BB42; width: 46%; }
.dpe-row.D { background: #E5BC2C; color: #2a2200; width: 56%; }
.dpe-row.E { background: #E89A2B; width: 68%; }
.dpe-row.F { background: #DD6B2E; width: 80%; }
.dpe-row.G { background: #C73D34; width: 92%; }
.dpe-letter { font-size: 16px; }
.dpe-tag {
  margin-left: auto;
  background: rgba(255,255,255,.95);
  color: var(--noir);
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 11px;
}

/* Profile chips */
.profile-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  padding: 8px 14px;
  border-radius: 999px;
  background: var(--brume-light);
  color: var(--noir);
  font-size: 13px;
  font-weight: 600;
  font-family: var(--font-display);
  border: 1px solid var(--brume);
}
.chip.active {
  background: var(--noir);
  color: white;
  border-color: var(--noir);
}
.chip.match {
  background: var(--magenta-soft);
  color: var(--magenta-dark);
  border-color: rgba(215,42,110,.2);
}

/* ---------- Banks ---------- */
.banks-section {
  padding: 64px 0;
  border-top: 1px solid var(--brume);
  border-bottom: 1px solid var(--brume);
}
.banks-head {
  text-align: center;
  margin-bottom: 36px;
}
.banks-head p {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--ardoise);
  font-size: 16px;
}
.banks-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 12px;
  align-items: center;
}
@media (max-width: 880px) { .banks-grid { grid-template-columns: repeat(3, 1fr); } }

.bank-logo {
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--brume);
  border-radius: 12px;
  background: white;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 15px;
  color: var(--ardoise);
  letter-spacing: -0.01em;
  transition: all .2s ease;
}
.bank-logo:hover { color: var(--noir); border-color: var(--bleu); }

/* ---------- Testimonials ---------- */
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}
@media (max-width: 880px) { .testi-grid { grid-template-columns: 1fr; } }
.testi {
  padding: 30px;
  border-radius: var(--r-lg);
  background: white;
  border: 1px solid var(--brume);
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.testi-stars { color: var(--ambre); font-size: 16px; letter-spacing: 2px; }
.testi-quote {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 17px;
  line-height: 1.5;
  color: var(--noir);
  text-wrap: pretty;
}
.testi-author {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: auto;
}
.testi-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 15px;
  color: white;
}
.testi-name { font-family: var(--font-display); font-weight: 700; font-size: 14px; }
.testi-role { font-size: 12.5px; color: var(--ardoise); }

/* ---------- Reassurance band ---------- */
.reassure {
  background: linear-gradient(135deg, #0F0F14 0%, #181826 100%);
  color: white;
  position: relative;
  overflow: hidden;
}
.reassure::before {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(600px 300px at 90% 20%, rgba(215,42,110,.12), transparent 60%),
    radial-gradient(500px 280px at 10% 80%, rgba(74,127,214,.14), transparent 60%);
  pointer-events: none;
}
.reassure h2 { color: white; max-width: 720px; }
.reassure p.lead { color: rgba(255,255,255,.7); max-width: 600px; margin-top: 14px; font-size: 17px; }
.reassure-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 48px;
}
@media (max-width: 880px) { .reassure-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .reassure-grid { grid-template-columns: 1fr; } }

.reassure-card {
  padding: 24px;
  border-radius: var(--r-lg);
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  backdrop-filter: blur(10px);
}
.reassure-icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: rgba(74,127,214,.18);
  color: #82AAEA;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}
.reassure-icon.magenta { background: rgba(215,42,110,.18); color: #FF8AB4; }
.reassure-icon.vert { background: rgba(31,166,122,.2); color: #67E5B4; }
.reassure-card h4 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15px;
  color: white;
  margin-bottom: 6px;
}
.reassure-card p {
  font-size: 13.5px;
  color: rgba(255,255,255,.6);
  line-height: 1.55;
}
.reassure-card b { color: white; font-weight: 600; }

/* ---------- FAQ ---------- */
.faq-section { background: var(--blanc); }
.faq-wrap {
  max-width: 820px;
  margin: 48px auto 0;
}
.faq-item {
  border-bottom: 1px solid var(--brume);
}
.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 4px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 18px;
  color: var(--noir);
  cursor: pointer;
  width: 100%;
  text-align: left;
  background: none;
}
.faq-q-toggle {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--brume-light);
  color: var(--noir);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: transform .25s ease, background .2s ease;
}
.faq-item.open .faq-q-toggle { transform: rotate(45deg); background: var(--magenta); color: white; }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease;
  color: var(--ardoise);
  font-size: 15.5px;
  line-height: 1.65;
}
.faq-item.open .faq-a { max-height: 400px; }
.faq-a-inner { padding: 0 4px 22px; max-width: 700px; }

/* ---------- Final CTA ---------- */
.final-cta {
  text-align: center;
  padding: 96px 24px;
  background:
    radial-gradient(900px 500px at 50% 100%, rgba(215,42,110,.08), transparent 60%),
    linear-gradient(180deg, var(--blanc) 0%, var(--brume-light) 100%);
}
.final-cta h2 { max-width: 700px; margin: 0 auto; }
.final-cta p {
  margin: 18px auto 32px;
  max-width: 540px;
  color: var(--ardoise);
  font-size: 17.5px;
}

/* ---------- Footer ---------- */
.footer {
  background: var(--noir);
  color: rgba(255,255,255,.7);
  padding: 64px 0 32px;
  font-size: 14px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
@media (max-width: 720px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; } }

.footer-col h5 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 13px;
  color: white;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin: 0 0 16px;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer-col a:hover { color: white; }

.footer-brand img { filter: brightness(0) invert(1); height: 28px; margin-bottom: 14px; }
.footer-brand p { font-size: 13.5px; line-height: 1.6; max-width: 320px; }

.footer-legal {
  border-top: 1px solid rgba(255,255,255,.08);
  padding-top: 28px;
  font-size: 12px;
  color: rgba(255,255,255,.45);
  line-height: 1.7;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 24px;
  font-size: 12px;
  color: rgba(255,255,255,.5);
  flex-wrap: wrap;
  gap: 12px;
}
.footer-orias {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 999px;
  color: rgba(255,255,255,.85);
  font-size: 12px;
  font-weight: 500;
}
.footer-orias svg { color: #82AAEA; }

/* ---------- Manifesto v2 (editorial) ---------- */
.manifesto-v2 { background: var(--blanc); }
.manifesto-head { max-width: 880px; margin-bottom: 64px; }
.manifesto-h2 {
  margin-top: 18px;
  font-size: clamp(40px, 5.4vw, 68px);
  line-height: 1.02;
  letter-spacing: -0.025em;
}
.manifesto-h2 .dim { color: var(--ardoise); font-weight: 800; }

.manifesto-list {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--brume);
}
.manif-row {
  display: grid;
  grid-template-columns: 220px 1fr 360px;
  gap: 48px;
  align-items: start;
  padding: 56px 0;
  border-bottom: 1px solid var(--brume);
  position: relative;
  transition: background .25s ease;
}
.manif-row:hover { background: linear-gradient(90deg, transparent, rgba(74,127,214,.025) 30%, transparent); }
.manif-row.featured {
  background: linear-gradient(90deg, var(--magenta-soft) 0%, transparent 70%);
  border-color: rgba(215,42,110,.2);
  margin: 0 -32px;
  padding-left: 32px;
  padding-right: 32px;
  border-radius: 4px;
}
.manif-row.featured:hover { background: linear-gradient(90deg, var(--magenta-soft) 0%, rgba(215,42,110,.04) 70%); }

.manif-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 14px;
  color: var(--ardoise);
  letter-spacing: 0.04em;
  display: flex;
  align-items: baseline;
  gap: 4px;
}
.manif-num-d {
  font-size: 88px;
  line-height: 1;
  font-weight: 900;
  color: var(--noir);
  letter-spacing: -0.04em;
}
.manif-row.featured .manif-num-d { color: var(--magenta); }
.manif-num-slash { color: var(--brume); font-size: 28px; font-weight: 600; margin: 0 4px; }
.manif-num-tot { color: var(--ardoise); font-size: 18px; font-weight: 700; }

.manif-kicker {
  position: absolute;
  top: 56px;
  left: 232px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--magenta);
}
.manif-row.featured .manif-kicker { color: var(--magenta-dark); }

.manif-title {
  grid-column: 2;
  margin-top: 24px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(26px, 2.6vw, 34px);
  line-height: 1.1;
  letter-spacing: -0.015em;
  color: var(--noir);
  max-width: 540px;
}
.manif-body {
  grid-column: 3;
  grid-row: 1 / span 3;
  align-self: start;
  margin-top: 6px;
  color: var(--ardoise);
  font-size: 15.5px;
  line-height: 1.65;
}
.manif-proof {
  grid-column: 2;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 18px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  color: var(--noir);
  padding: 8px 14px;
  background: white;
  border: 1px solid var(--brume);
  border-radius: 999px;
  width: fit-content;
}
.manif-row.featured .manif-proof { background: white; border-color: rgba(215,42,110,.25); }
.manif-proof-arrow {
  color: var(--magenta);
  font-weight: 800;
  font-size: 16px;
}

@media (max-width: 920px) {
  .manif-row {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 40px 0;
  }
  .manif-num { gap: 6px; }
  .manif-num-d { font-size: 64px; }
  .manif-kicker { position: static; }
  .manif-title, .manif-body, .manif-proof { grid-column: 1; }
  .manif-body { grid-row: auto; margin-top: 0; }
  .manif-row.featured { margin: 0; padding-left: 20px; padding-right: 20px; }
}
body.density-compact { --section-y: clamp(48px, 6vw, 80px); }
body.density-airy { --section-y: clamp(80px, 10vw, 144px); }

/* ============================================
   MOBILE — landing page (≤ 720px / ≤ 480px)
   ============================================ */

@media (max-width: 720px) {
  /* Tighter container padding on phones */
  .container { padding: 0 18px; }
  .header-inner { padding: 12px 18px; }

  /* Header — keep brand + CTA only */
  .header-cta .btn-ghost { display: none; }
  .header-cta .btn-primary { padding: 10px 18px; font-size: 14px; }
  .logo { height: 26px; }

  /* Hero typography */
  .hero { padding: 40px 0 56px; }
  .hero-title { font-size: 38px; line-height: 1.05; }
  .hero-sub { font-size: 16px; line-height: 1.55; margin-top: 16px; }
  .hero-grid { gap: 32px; }
  .hero-ctas { gap: 10px; margin-top: 24px; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
  .hero-cta-meta { gap: 14px; flex-wrap: wrap; font-size: 12.5px; }
  .hero-title em::after { height: 10px; bottom: 4px; }

  /* Eyebrow — smaller on phones */
  .eyebrow { font-size: 11px; padding: 6px 10px; }

  /* Section vertical rhythm */
  :root { --section-y: clamp(48px, 9vw, 72px); }

  /* Stats strip — 2 cols already at 720px, just tighten */
  .stats { padding: 28px 0; }
  .stat-value { font-size: 28px; }
  .stat-label { font-size: 12px; }

  /* Manifesto v2 (if present) */
  .manifesto-h2 { font-size: clamp(32px, 8vw, 44px) !important; }
  .manifesto-head { margin-bottom: 40px; }

  /* Generic h2 */
  h2 { font-size: clamp(26px, 7vw, 34px) !important; }
  h3 { font-size: 19px; }

  /* Steps — 1 col already, tighten padding */
  .step { padding: 22px 20px; }

  /* Savings comparison */
  .savings-grid { gap: 28px !important; }

  /* Features */
  .feature { padding: 26px 22px !important; }
  .feature h3 { font-size: 21px !important; }

  /* Banks grid */
  .banks-grid { grid-template-columns: repeat(2, 1fr) !important; gap: 14px; }
  .bank-logo { font-size: 13px; padding: 14px 8px; }

  /* Testimonials */
  .testi { padding: 22px 20px !important; }
  .testi-quote { font-size: 15px; }

  /* Reassure */
  .reassure-card { padding: 22px 20px !important; }

  /* FAQ */
  .faq-q { font-size: 15.5px; padding: 18px 0; }
  .faq-a { font-size: 14.5px; line-height: 1.55; }

  /* Final CTA */
  .final-cta p { font-size: 15.5px; }

  /* Footer */
  .footer { padding: 56px 0 32px; }
  .footer-grid { grid-template-columns: 1fr 1fr !important; gap: 28px 20px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; gap: 14px; padding-top: 20px; }

  /* Simulator inside hero */
  .sim-card { padding: 22px 20px; }
  .sim-tabs { gap: 4px; }
  .sim-tab { font-size: 13px; padding: 10px 6px; }
  .sim-result-amount { font-size: 32px !important; }
  .sim-slider-row { gap: 8px; }
  .sim-slider-val { font-size: 14px; min-width: 70px; }
  .sim-savings-bar-row { font-size: 12.5px; }

  /* Hide decorative floating cards below 720 — they crowd small screens */
  .float-card { display: none; }

  /* Orias strip wraps cleanly */
  .orias-strip { flex-wrap: wrap; gap: 10px; font-size: 12px; }

  /* Manifesto editorial v2 row tweaks */
  .manif-row { padding: 32px 0 !important; gap: 14px !important; }
  .manif-num-d { font-size: 56px !important; }
  .manif-title { font-size: clamp(22px, 6vw, 28px) !important; }
  .manif-body { font-size: 15px; }
  .manif-row.featured { padding: 32px 16px !important; margin: 0 -16px !important; border-radius: 16px; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .header-inner { padding: 11px 16px; }
  .hero-title { font-size: 32px; }
  .hero-sub { font-size: 15.5px; }
  .stat-value { font-size: 24px; }
  .footer-grid { grid-template-columns: 1fr !important; }
  .banks-grid { grid-template-columns: repeat(2, 1fr) !important; }
  .sim-result-amount { font-size: 28px !important; }
  .sim-tab { font-size: 12px; padding: 9px 4px; }
}

/* Magenta dominant */
body.tone-magenta .eyebrow { background: var(--magenta-soft); color: var(--magenta-dark); }
body.tone-magenta .step-num { background: var(--magenta); }
body.tone-bleu .btn-primary { background: var(--bleu); box-shadow: 0 6px 16px rgba(74,127,214,.28); }
body.tone-bleu .btn-primary:hover { background: var(--bleu-dark); }
body.tone-bleu .hero-title em { color: var(--bleu-dark); }
body.tone-bleu .hero-title em::after { background: var(--bleu-soft); }
body.tone-bleu .pillar-num { color: var(--bleu-dark); }
body.tone-bleu .sim-slider::-webkit-slider-thumb { border-color: var(--bleu); box-shadow: 0 4px 10px rgba(74,127,214,.25); }
body.tone-bleu .sim-slider::-webkit-slider-runnable-track { background: linear-gradient(to right, var(--bleu) var(--fill, 50%), var(--brume) var(--fill, 50%)); }
body.tone-bleu .savings-bar-fill.you { background: linear-gradient(90deg, var(--bleu), #82AAEA); box-shadow: 0 4px 14px rgba(74,127,214,.3); }